You didn't get that letter from us by accident.

We know your interest rate is higher than you would like.
We are here to help.

# WHAT'S TO EXPECT

Refinance with confidence

Our goal is to empower you with the knowledge you need to make the best decision for you and your family.


Over 25+ Rate & Term Programs

Looking to save money monthly or pay your home off faster? With over 25 rate and term programs, we can help you do just that.


Home Projects & Pay Off Debt

Whether you're looking to redo the kitchen, or remove unwanted debt; a conversation with us could save you tens of thousands of dollars.


Skip 2 months payment

Don't want to make two mortgage payments and want to keep the cash? When you refinance with us, you skip a minimum of one months payments, often times two.


Get an escrow refund check

When you refinance with us, you'll get an escrow refund check from your current lender after we close. That's real money in your pocket.

# ABOUT US

We Are Fully Dedicated To Helping You

Kinfolk Home Loans was founded on a far-gone principle; to help the American people.

We work to ensure you close quickly, the right way, the first time

We will always pick up the phone, even if it's on the weekend or after business hours, because life happens afterhours, and that’s when you need help the most.

Our goal is to be your mortgage professional for life

# CHOOSE YOUR SERVICE

More loan options, because your goals are unique

Rate & Term Refinance

We can help you shorten your term, so you can pay your home off quicker, lower your interest rate to help you save money monthly and much more

Custom term solutions

2-1 buydown programs on refinance

Access to our loan tracking system

Leverage your equity

Don't use your hard earn savings or retirement funds, use your homes equity instead.

Take cash out to pay off debts

Leverage your equity for projects at home

Leverage your equity to invest

You have questions,

we have answers.

Here some commonly asked questions that

we thought you should know the answer to.

What makes Kinfolk Home Loans different?

There are three major things that make us different: our pricing, our process, and our people. With access to 25+ lenders and our pricing set with you the customer in mind, you can be certain that you are getting a loan that is tailor fit to your goals without overpaying. In addition, we are a top 10 brokerage with not one, but ALL of our lenders, so we get priority processing and underwriting ensuring you close quickly and on time.


Do you need to pull my credit?

No! We are able to provide you with accurate estimates without having to pull your credit. There is no obligation to having a conversation with us. If you like what we have to offer and you decide to proceed forward, only then will credit be necessary.


Are you my current lender?

We are not your current lender, but we most likely partner or broker through them. We broker with 25 + lenders and have access to wholesale pricing to ensure we help you accomplish your goals, whatever they may be.


OUR TEAM

Cody adams

CEO

scott camara

COO

tomer greenfeld

CSO

rk glover

CGO

Andrew Vega

CMO

Testimonials

Don't just take our word for it. Our clients trust us.

"I received a flyer in the mail advertising to refinance and decided to give them a call and so so glad I did. Alex and Robbie were amazing and had me refinanced in no time with the lower rate and payment I was hoping for. Alex took care of everything, keeping me informed and asking very little of my time. I could not be more pleased and highly recommend them for a hassle free experience. Thank you Alex and Robbie"

Susan Warren

"I responded to a mailer I got from Kinfolk, as I had been looking for a refinance opportunity. I worked with Cody and he was very informative, quick to respond, and transparent with options and what he believed was in our best interest. The overall process was extremely quick and closing was done at our house at our convenience. I will definitely be reaching out to Kinfolk for our next refinance loan."

Matthew Lewis

"I recently worked with Kinfolk to purchase a home in the Phoenix area. From start to finish, the process was seamless and stress-free, which was particularly important given that we moved from the East Coast. RK was incredibly professional, responsive and kept me informed at every step, ensuring I understood all my options and the progress of my loan. I highly recommend Kinfolk Home Loans to anyone looking for a reliable and transparent broker in Arizona

Tim Suchanick

READ ALL
OUR
REVIEWS HERE

READY TO GIVE US A TRY?

Get a Free Mortgage Review with NO Credit Check

Book an appointment to speak with one of our C-Suite leadership members

Copyright 2025 . All rights reserved

NMLS: 2336233